Effective Date: April 01, 2026
1. Scheme Structure
The Thanga Roja Gold Savings Scheme is an 11-month savings plan designed to help you purchase jewellery with ease.
- Members must pay a fixed monthly installment for 11 consecutive months.
- The scheme matures in the 12th month.
- Upon maturity, the member is eligible to purchase jewellery using the total accumulated amount plus the specific Bonus amount applicable to their plan.
2. Payment Rules & Due Dates
Consistency is key to earning the full scheme benefits and bonus amount.
- Due Date: Installments must be paid between the 1st and 5th of every month.
- Payments can be made via Cash at the showroom counter or through our authorized digital payment modes (UPI / Bank Transfer).
- For queries, please contact our support at 98658 42294.
3. Redemption Policy
In the 12th month, you may redeem your savings under the following conditions:
- Items Allowed: You may purchase 916 KDM Gold Jewellery, Silver Anklets, or Silver Vessels.
- Gold Rate: The gold rate applicable will be the prevailing market rate on the day of redemption/purchase in the 12th month, not the rate on the day of payment.
- No cash refunds will be given at the time of maturity; the accumulated amount must be converted into jewellery or silver items only.
4. Discontinuation & Refunds
Important Cancellation Rule:
If a member is unable to continue the payments or requires their money back before the scheme matures:
- Rs. 100/- will be deducted from the total amount paid by the member as a service/processing charge.
- Only the remaining balance will be refunded to the customer.
- No bonus or additional benefits are payable for discontinued accounts.
5. Jurisdiction
All transactions, agreements, and potential disputes under this scheme are subject to the exclusive jurisdiction of the courts in Madurai, Tamil Nadu, India.
THANGA ROJA JEWELLERS
99 A/4, Sri Vishnu Complex, South Avani Moola Street,
Madurai, India 625001
Phone: +91 98658 42294